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Do You Really Need an SUV?
Pros and Cons of Purchasing/Owning an SUV

by Jim Walczak
for About.com

If you're like most people, the purchase or lease of a vehicle will be the second largest financial decision you'll ever have to make. Just think, most of us make that decision every 3-6 years. The choices and options can seem overwhelming. While the decision is as personal as… well, the person, sport utility vehicles (SUVs) have become a very popular choice for many.

Need or Novelty?
Do you needan SUV, or is it just a novelty? I once told a salesman I didn't need "Feature X", or "Feature Y". With a large smile the salesman said, "That's OK, because those features aren't for the 'needy' they're for people like you who wantthem." Still, those are the exact features I always point out to friends first. Of course I didn't need them, but I did want them. The question was: how much was I willing to pay for them?

Do you needan SUV? Probably not. Then again, SUVs aren't for the needy. SUV's are for people who want more than a form of transportation to get from point "A" to point "B". If getting from point "A" to another point were the sole concern, a horse or a Ford Model T (in any color you want as long as it's black), would still be all consumers needed.

Choices
If you have decided that an SUV is one type of vehicle you want to consider, your choices and options are nearly limitless. You may want to make a list of pros and cons of owning an SUV first, or maybe a list of the ways you plan to use your SUV. Starting with these lists will help determine the features and type of vehicle that will best meet your lifestyle, and your budget. From a two-seater fun SUV to the soccer team hauler, the automobile manufacturers have made a model of SUV that will fit anyone's wants (and needs).

Options & Other Considerations
There are as many options available as there are SUVs to choose from. Features can range from the most trivial gadgets to the most high-tech electronics we can't live without.

Some other considerations to take into account include 4WD versus 2WD or AWD vehicles. And here are some tips and advice for buying a used 4WD vehicle and [http://4wheeldrive.about.com/cs/buyacaronline/a/savemoney4wd.htm]ways to save on your next 4WD vehicle[/link].

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